Part of the reasons you may not be able to save for a house

[Malcolm]

Some of the reasons you cannot afford a house

Want                                                            Need

Separate bed rooms for children               Bunk beds

2 cars for convience                                   1 car with other travel on public transport

Sunshine vacation every year                     Buy a tent and go camping

Designer clothing                                        No name brand knockoffs         

Pricey Hair cuts                                           Home barber kit

Multiple tvs                                                  one for all to share

Nextflix etc.                                                  basic cable tv plan

New Cell phones                                           use old ones until they wear out

Guest bed room                                             Pull out couch

No budget for groceries etc                          establish and keep to the budget

Buying designer coffee                                  Pack a thermos

Eating lunch at a cafe                                  Pack your lunch

grabbing a breakfast muffin on the way    get up early enough to make your breakfast

Best cuts of beef                                            Buy cheaper and cook to suit

Skip the dishes                                               Plan your meals and shop for the ingredients

Purchasing books                                           get and use a public library card.

And the list goes on……. 

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